Health Insurance in Hawaii should be a model to the nation
I just got back from NC, time to write again: Hawaii is nothing if not a progressive state. For example, beginning in 1974, Hawaii has required all employers to provide health care benefits insurance to any employee who works twenty hours a week or more.
If they can provide reasonable plans in Hawaii, why can’t we do the same in the rest of the country? The Aloha state has done it successfully for thirty-five years! I know in NC and other states, for example just try to get health or NC health insurance for long term care and disability in North or South Carolina via your company and see about it, just making that comparison. I am not picking on any state such as NC specifically it is just because I was recently there.
According to an article that appeared in the New York Times in 2009, under the headline, “In Hawaii’s Health System, Lessons for Lawmakers,” Cory Lum reported that, “Among the most important lessons is that even small steps to change the system can have lasting effects on health. Another is that, once benefits are entrenched, taking them away becomes almost impossible. There have not been any serious efforts in Hawaii to repeal the law, although cheating by employers may be on the rise.”
Lum also reported that in a state where the cost of living is extremely high compared to the mainland and the median price of a home is among the highest in the nation health insurance premiums are nearly tied with North Dakota for the lowest in the country, and Medicare costs per beneficiary are the nation’s lowest.
I’m sure since Lum wrote the article in 2009 this could have changed some, but I suspect, not much.
Of course, if you need some specialty treatment like prolotherapy injections for a sports injury it may not cover it, but unless you are an athlete or something you may not need prp or prolotherapy injections overall. Whay I am I talking about prolotherapy? Anyway, moving on:
Lum noted that Hawaii residents live longer than people in the rest of the country, and this could be due in part to the state’s health care system. Hawaii has the nation’s highest incidence of breast cancer, Lum writes, but the lowest death rate from the disease.





